Meet David Chiaverini
Thirty years in. Still just a phone call away.
The face, the name, and the person on the other end of every policy this agency writes. No call centers. No layered handoffs. Just direct access to someone who has been doing this for three decades and still loves the work.
Meet David Chiaverini
I spent three decades inside the industry. I saw what was missing.
Founded David and Company so the work could be done the way it always should have been.
Most agents start as employees. They learn the trade selling for someone else, quoting from one carrier’s book, working off scripts written in another state. That is how I started too. And for a long time, I was good at it.
But somewhere along the way it stopped feeling right. People were paying too much for too little. Coverage decisions were getting made because of carrier quotas, not client needs. And at claim time, the agent who sold the policy was nowhere to be found.
I didn't open this agency to sell insurance. I opened it to do insurance the way I always thought it should be done.
— DAVID CHIAVERINI, AGENCY OWNER
So I built something different. An independent agency where the client comes first because there is no captive carrier to please. Where every policy gets shopped across a network of leading carriers, not pitched from a single brochure. Where the person you talked to in June is the same person who picks up the phone when you call in February with a problem.
That’s the whole idea. Insurance done locally, advised honestly, and backed up at claim time by the same name that’s on the door.
Earned the Hard Way
Credentials that mean something. Experience that backs them up.
The letters after my name took years of coursework and exams to earn. They sit alongside three decades of writing policies, walking clients through claims, and building the kind of judgment you can only get from time inside the work.
CIC
Certified Insurance Counselor
Seven 2-day institutes with exams in agency management, commercial casualty, property, commercial multi-line, personal lines, life & health, insurance company operations.
AAI
Accredited Adviser in Insurance
An IIA designation focused on producer level expertise across coverage analysis, account management, and consultative client service. Held by a fraction of working agents.
IA
Independent Agency Owner
Built David and Company as an independent agency on principle. No captive carrier ties. No quota pressure. Every recommendation shopped across a network of leading carriers.
30+
years in the industry
48+
states Coverage available
0
Captive Carriers
100%
locally owned
common questions
Three things you can count on. From every conversation we have.
This isn’t a long list of values printed on a poster somewhere. It’s the actual way the work happens, on every quote, every renewal, and every claim that comes through the door.
Advise. Never sell.
You get plain language, honest options, and a clear explanation of what each policy actually covers. No pressure to add coverage you don’t need. No glossing over what you do.
Shop around. Not settle.
Every quote gets run through a network of leading carriers. Every renewal gets a second look. If a better fit shows up, that’s what gets recommended, even if it means moving the policy.
Stand by it. At claim time.
When something goes wrong, the same person who wrote your policy is the one who answers the call. No transfer to a stranger. Just direct advocacy from someone who already knows your file.
born and built in york
I live here. I work here. I'm accountable here.
The office sits on West Philadelphia Street in downtown York. Not a regional outpost. Not a satellite of something bigger. The actual place where the agency lives, where the work gets done, and where every client conversation eventually gets answered.
We serve businesses and families across Pennsylvania and Maryland, and we do it from one address, with one name on the door.
Downtown York Office
221 W. Philadelphia Street, Suite 305
Service Area
Pennsylvania, Maryland and beyond
Direct Access
One name, one number, one office
a word from david
When you call David and Company, you get me. When you have a question on your renewal, I’ll walk you through it. When you have a claim, I’ll be the one in your corner. That’s the whole promise. I built the agency around it, and it’s the part of the job I care about most.
David Chiaverini, CIC, AAI
agency owner
your move
Let's Talk. You'll be talking to me.
Quote, question, or coverage review. Whatever it is, the conversation starts here and stays with one person. Tell us what you’re looking at, and we’ll take it from there.